J. L. Vilar Zanon, Z. Nan

Spanish crop insurance is a remarkably well-organized business organized around the coinsurance pool Agroseguro. Concerns on management in Spanish Crop insurance system have arisen motivated by the scientific discussion on climatic change. Linking this climate change to the evolution of key insurance figures, like premiums or, has become an important research for insurance industry. Before the above-mentioned task, the evolution of the severities extreme behavior must be investigated to enlighten tendencies.We consider hail risk particularized to the line of Spanish wine grapes. We assess its evolution using data collected from 1990 to 2022. We are interested in extreme behavior, so we apply Extreme Value tools to study the asymptotic evolution of the excesses over thresholds. We analyze the evolution through the years of the thresholds and the characteristics of the asymptotic distribution of the excesses.

Keywords: Climate change, extremes, Crop insurance, Hail risk


GT02.AR1 Risk Analysis
November 7, 2023  6:40 PM
HC3: Canónigos Room 3

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